Clarity + Direction

The complaints library

Everything you need to run a strong complaints function. Plain English explainers, step-by-step guides, and tools that make everyday work easier for handlers, managers, and senior leaders. Written by people who have run regulated teams for 20+ years.

Thursday, July 16, 2026
Blog author
Sue Simpson

Would the FCA’s own complaint report meet the expectations it sets for regulated firms?

We assess the FCA’s 2025/26 complaint report against the complaint-handling, root cause analysis and customer outcome expectations it sets for regulated firms.

Friday, July 3, 2026
Blog author
Harry Mansfield

FCA motor finance redress scheme partially suspended: what firms and complaint teams need to do now

The FCA motor finance redress scheme is partially suspended. Learn what lenders and complaint teams must continue doing while legal challenges proceed.

Thursday, May 21, 2026
Blog author
Harry Mansfield

Consumer Credit Act reform and regulated complaint handling

Consumer Credit Act reform could affect regulated complaint handling, customer understanding and complaint evidence. Here’s what financial services complaint teams should watch.

Thursday, May 7, 2026
Blog author
Emma Scott

Why PS25/19 marks a turning point for complaint MI and what firms need to do next

PS25/19 changes how complaint MI is viewed. Why reporting alone is not enough and what stronger oversight now looks like in practice.

Tuesday, February 17, 2026
Blog author
Ruby Knight

Complaint handling KPIs for regulated firms: what to track and how to evidence them

Track the complaint handling KPIs FCA-regulated firms must monitor under DISP and Consumer Duty. Practical metrics, examples, and reporting guidance.

Monday, January 5, 2026
Blog author
Harry Mansfield

FOS interest rate changes in 2026: why timing matters in complaint handling

From 1 January 2026, FOS interest on compensation generally tracks the Bank of England base rate plus 1%. What this means for complaint handling delays, compensation cost, and escalation risk.

Wednesday, December 31, 2025
Blog author
Carlos Sanchez

FCA response to the Which? super-complaint: implications for insurers and regulated firms

What the FCA response to the Which? insurance super complaint means for insurers, claims handling controls, and complaint oversight expectations.

Thursday, November 27, 2025
Blog author
Stevie Whitmore

Decoding FCA and FOS guidelines in complaint outcomes

How FCA rules, guidance, and FOS decisions shape complaint outcomes, escalation risk, and defensibility in regulated case handling.

Wednesday, November 12, 2025
Blog author
Mia Ratcliffe

Why FCA rule interpretation matters in complaint handling

Rule interpretation drives inconsistent outcomes. How FCA guidance and FOS decisions affect complaint decisions and escalation exposure.

Friday, October 17, 2025
Blog author
Emma Scott

Why Merricks v Mastercard is a landmark judgment for funders

The £200m Mastercard class action settlement The Mastercard class action settlement highlights risks in mass claims, redress complexity, and the limits of legacy complaint systems.

Featured Blogs

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Friday, August 29, 2025

What is complaint management software?

Learn what complaint management software is, how it helps regulated teams manage complaints, and why structured workflows improve oversight and outcomes.

Blog author
Michael Gorner