Clarity + Direction

The complaints library

Everything you need to run a strong complaints function. Plain English explainers, step-by-step guides, and tools that make everyday work easier for handlers, managers, and senior leaders. Written by people who have run regulated teams for 20+ years.

Tuesday, March 31, 2026
Blog author
Sue Simpson

FCA motor finance redress scheme confirmed: what firms and complaint teams need to do now

The FCA motor finance redress scheme is confirmed. Read what it covers, what firms and complaint teams need to do, and why execution risk now matters.

Tuesday, February 17, 2026
Blog author
Ruby Knight

Complaint handling KPIs for regulated firms: what to track and how to evidence them

Track the complaint handling KPIs FCA-regulated firms must monitor under DISP and Consumer Duty. Practical metrics, examples, and reporting guidance.

Monday, January 5, 2026
Blog author
Harry Mansfield

FOS interest rate changes in 2026: why timing matters in complaint handling

From 1 January 2026, FOS interest on compensation generally tracks the Bank of England base rate plus 1%. What this means for complaint handling delays, compensation cost, and escalation risk.

Wednesday, December 31, 2025
Blog author
Carlos Sanchez

FCA response to the Which? super-complaint: implications for insurers and regulated firms

What the FCA response to the Which? insurance super complaint means for insurers, claims handling controls, and complaint oversight expectations.

Monday, December 22, 2025
Blog author
Emma Scott

Why PS25/19 marks a turning point for complaint MI and what firms need to do next

PS25/19 changes how complaint MI is viewed. Why reporting alone is not enough and what stronger oversight now looks like in practice.

Thursday, November 27, 2025
Blog author
Stevie Whitmore

Decoding FCA and FOS guidelines in complaint outcomes

How FCA rules, guidance, and FOS decisions shape complaint outcomes, escalation risk, and defensibility in regulated case handling.

Wednesday, November 12, 2025
Blog author
Mia Ratcliffe

Why FCA rule interpretation matters in complaint handling

Rule interpretation drives inconsistent outcomes. How FCA guidance and FOS decisions affect complaint decisions and escalation exposure.

Friday, October 17, 2025
Blog author
Emma Scott

Why Merricks v Mastercard is a landmark judgment for funders

The £200m Mastercard class action settlement The Mastercard class action settlement highlights risks in mass claims, redress complexity, and the limits of legacy complaint systems.

Tuesday, September 23, 2025
Blog author
Harry Mansfield

Which? files a super complaint on home and travel insurance

What the Which? home and travel insurance super complaint alleges, what the FCA must review, and what complaint leaders should watch next.

Friday, September 5, 2025
Blog author
Emma Scott

UK redress system reforms: What regulated firms need to know

A practical breakdown of FCA, FOS, and Treasury redress reforms, including time limits, interest changes, and complaint handling impact.

Featured Blogs

An Graphic Image of a Person Sitting on The End of a Question Mark.
Friday, August 29, 2025

What is complaint case management software?

What complaint case management software does, how it works, and how regulated teams use it to improve outcomes, oversight, and compliance.

Blog author
Marcel Lattanzio