
Would the FCA’s own complaint report meet the expectations it sets for regulated firms?
We assess the FCA’s 2025/26 complaint report against the complaint-handling, root cause analysis and customer outcome expectations it sets for regulated firms.

Clarity + Direction
If you work in regulated complaint handling, you know how quickly FCA rules change, volumes rise, and edge cases emerge. Keeping up with regulatory updates and FOS decisions while keeping cases moving isn't easy.
Here you'll find practical guides, regulatory updates and complaint handling best practices, written by professionals with over 20 years of first-hand experience in regulated industries. Clear answers and practical guidance for real situations complaint teams face every day.
Complaint resolution is not just about process. Learn the difference between managing complaints and resolving them well, with FCA-aligned best practice, evidence standards, and real FOS case insight for regulated firms.
Analyse long-term FOS insurance complaint data to understand uphold rates, claims pressure, and where complaint risk is increasing under Consumer Duty.
From 1 January 2026, FOS interest on compensation generally tracks the Bank of England base rate plus 1%. What this means for complaint handling delays, compensation cost, and escalation risk.
What the FCA response to the Which? insurance super complaint means for insurers, claims handling controls, and complaint oversight expectations.
How FCA rules, guidance, and FOS decisions shape complaint outcomes, escalation risk, and defensibility in regulated case handling.
Rule interpretation drives inconsistent outcomes. How FCA guidance and FOS decisions affect complaint decisions and escalation exposure.
Burnout is rising across complaint teams. Practical ways to reduce pressure, protect timelines, and improve outcomes without losing skilled staff.
The £200m Mastercard class action settlement The Mastercard class action settlement highlights risks in mass claims, redress complexity, and the limits of legacy complaint systems.
Busy work hides real cost. How coordination gaps and manual tracking slow complaint teams and what fixes the drag on productivity.
What the Which? home and travel insurance super complaint alleges, what the FCA must review, and what complaint leaders should watch next.