Clarity + Direction

Complaint & compliance blogs for regulated industries

If you work in regulated complaint handling, you know how quickly FCA rules change, volumes rise, and edge cases emerge. Keeping up with regulatory updates and FOS decisions while keeping cases moving isn't easy.

Here you'll find practical guides, regulatory updates and complaint handling best practices, written by professionals with over 20 years of first-hand experience in regulated industries. Clear answers and practical guidance for real situations complaint teams face every day.

Featured Blogs

An Graphic Image of a Person Sitting on The End of a Question Mark.
Friday, August 29, 2025

What is complaint case management software?

What complaint case management software does, how it works, and how regulated teams use it to improve outcomes, oversight, and compliance.

Blog author
Marcel Lattanzio
Friday, March 13, 2026
Blog author
Stevie Whitmore

Why customer understanding and complaint handling are more connected than firms think

The FCA’s latest consumer understanding paper shows how poor communication, weak processes, and missed support needs can turn into complaints, repeat contact, and avoidable risk.

Tuesday, February 17, 2026
Blog author
Ruby Knight

Complaint handling KPIs for regulated firms: what to track and how to evidence them

Track the complaint handling KPIs FCA-regulated firms must monitor under DISP and Consumer Duty. Practical metrics, examples, and reporting guidance.

Thursday, February 5, 2026
Blog author
Mia Ratcliffe

The difference between managing complaints and resolving them well

Complaint resolution is not just about process. Learn the difference between managing complaints and resolving them well, with FCA-aligned best practice, evidence standards, and real FOS case insight for regulated firms.

Friday, January 23, 2026
Blog author
Sue Simpson

FOS insurance complaint trends: Uphold rates, claims handling and risk

Analyse long-term FOS insurance complaint data to understand uphold rates, claims pressure, and where complaint risk is increasing under Consumer Duty.

Monday, January 5, 2026
Blog author
Harry Mansfield

FOS interest rate changes in 2026: why timing matters in complaint handling

From 1 January 2026, FOS interest on compensation generally tracks the Bank of England base rate plus 1%. What this means for complaint handling delays, compensation cost, and escalation risk.

Monday, December 22, 2025
Blog author
Emma Scott

Why PS25/19 marks a turning point for complaint MI and what firms need to do next

PS25/19 changes how complaint MI is viewed. Why reporting alone is not enough and what stronger oversight now looks like in practice.

Thursday, November 27, 2025
Blog author
Stevie Whitmore

Decoding FCA and FOS guidelines in complaint outcomes

How FCA rules, guidance, and FOS decisions shape complaint outcomes, escalation risk, and defensibility in regulated case handling.

Wednesday, November 12, 2025
Blog author
Mia Ratcliffe

Why FCA rule interpretation matters in complaint handling

Rule interpretation drives inconsistent outcomes. How FCA guidance and FOS decisions affect complaint decisions and escalation exposure.

Friday, October 17, 2025
Blog author
Emma Scott

Why Merricks v Mastercard is a landmark judgment for funders

The £200m Mastercard class action settlement The Mastercard class action settlement highlights risks in mass claims, redress complexity, and the limits of legacy complaint systems.

Friday, September 5, 2025
Blog author
Emma Scott

UK redress system reforms: What regulated firms need to know

A practical breakdown of FCA, FOS, and Treasury redress reforms, including time limits, interest changes, and complaint handling impact.